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Reason Code
A01
A02
A08
C02
C08
C32
C04
C14
C28
C05
C18
C31
F10
F24
F29
F30
F31
M01
R03
R13
P01
P03
P04
P05
P07
P08
P22
P23
R03
Insufficient Reply
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Visa
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American Express
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Reason Code
R03
Category
Inquiry/Miscellaneous
Time Limit (Acquirer/Merchant)
20 Days
Time Limit (Issuer/Cardholder)
120 Days