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Reason Code
4807
4808
4812
4853
4855
4859
4860
4837
4840
4849
4863
4871
4870
4831
4834
4841
4846
4871
Chip Liability Shift – Lost/Stolen/Never Received Fraud
Switch to
Visa
MasterCard
American Express
Discover
Reason Code
4871
Category
Fraud
Time Limit (Acquirer/Merchant)
45 Days
Time Limit (Issuer/Cardholder)
120 Days